Most investors lose money not because they pick bad investments, but because they overcomplicate their strategy, chase single stocks, and react emotionally during market crashes.
In this video, I break down my exact ETF and index fund strategy for long-term investing, explain why most of my portfolios are built with ETFs instead of individual stocks, and walk through how I structure my Vanguard and Fidelity portfolios to survive volatility, recessions, and market downturns.
This is not hype.
This is not trading.
This is how disciplined, long-term investors actually build wealth.
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If you want help putting this into practice—organizing your money, investing intentionally, and building a plan you can stick with—start here:
???? The 4 Steps Financial Reset
???? https://smartmoneybrou.com/p/the-4-steps-reset
???? Manage Your Way to Millions (My Book)
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???? What You’ll Learn in This Video
• Why ETFs and index funds outperform most stock pickers over time
• Why only about 1% of my portfolio is in single stocks
• Why I use two different portfolios (Vanguard & Fidelity)
• How I think about growth, value, bonds, and sector ETFs
• Why holding multiple ETFs is intentional — not complicated
• How to build a portfolio you can stick with during market crashes
• How to customize an ETF strategy that fits your goals and risk tolerance
This video is for long-term investors, not traders.
⏱️ Chapters
0:00 – Why My Portfolios Are Mostly ETFs & Index Funds
2:24 – Why I Use Two Different Portfolios
3:58 – My Fidelity Portfolio Breakdown
10:04 – The 4 Steps Financial Reset & Helpful Tools
11:55 – Why ETFs & Index Funds Beat Single Stocks
17:01 – My Vanguard ETF Portfolio Strategy
35:17 – Why I Hold Multiple ETFs & Index Funds
35:53 – How to Customize Your Own ETF Portfolio
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???? Join the Smart Money Bro Community on Patreon
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???????? WATCH NEXT ????????
ETFs & Index Funds Explained
???? https://youtube.com/live/0kwWfWT9Hs4?feature=share
⚠️ Disclaimer
This video is for educational purposes only and reflects my personal investing philosophy. It is not financial advice.

