CRAZY WORK! TRUMP IS SLASHING CREDIT CARD RATES AND BANKS PANIC!

President Donald Trump has proposed a cap on credit card interest rates at 10%, effective January 20, 2026, in an attempt to ease financial burdens on Americans who currently face high interest rates averaging around 19.65%. This proposal, similar to previous attempts by Senator Josh Hawley and Bernie Sanders, aims to prevent consumer debt from escalating. Industry experts are concerned that this cap could reduce credit access for risky borrowers and lead to new fees. Critics argue this may negatively impact bank profits and credit card availability, while proponents believe it could stimulate the economy and help Americans manage their debt better. For the cap to be implemented, Congressional approval might be necessary, raising questions about its feasibility.

00:00 Trump’s Proposal to Cap Credit Card Interest Rates
00:34 Impact on American Consumers
01:08 Challenges and Criticisms
02:12 Legislative and Market Reactions
02:44 Historical Context and Comparisons
04:12 Potential Consequences for Banks and Borrowers
04:51 Expert Opinions and Counterarguments
06:22 FinTech and Market Competitiveness
10:11 Conclusion and Final Thoughts

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