Most People Use Credit Backwards

This video breaks down how credit is meant to be used when the goal is building assets — not buying stuff.

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Credit determines who gets access to leverage — and how expensive that access is. Your credit score affects interest rates, loan terms, and whether you qualify for assets like real estate, business lines of credit, and other cash-flowing opportunities.

In this video, I break down how credit really works, why credit behavior matters more than income, and how strong credit lowers the cost of capital so you can build wealth instead of buying liabilities.

RESOURCES & TOOLS:

👉 The 4 Steps Financial Reset
https://smartmoneybrou.com/p/the-4-steps-reset

📘 My Book — Manage Your Way to Millions
https://ManageYourWayToMillions.com

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🧾 FREE Debt Snowball Worksheet
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This content is for educational and entertainment purposes only.